Apply for pre-approved financing.
Buying
When you finance a VW through Volkswagen Credit, you make monthly payments for the length of the loan.* And as soon as you pay it off, it's all yours. There are no mileage restrictions, excess wear charges, no due date for returning the vehicle. With terms from 12 to 72 months and competitive rates, there's a plan for your budget. But, if this option isn't for you, read on.
Leasing
This option is typically for folks who either want lower monthly payments, or to more easily get into a brand spankin' new VW every few years. In both cases, you simply choose how long you want to drive your new VW, from one to four years, then turn it back in when the time's up.** The longer you lease the vehicle, the lower your monthly payments are (on average).
Plus, you can also opt to buy your VW at the end of the lease. Whatever works best for you, we want to help make it happen. Any of our local dealers will be more than happy to take you through the process in detail. Please check out VW's Wear and Use Policy** before deciding on this avenue.
Driver's Option
Can't decide whether to buy or lease? Then don't. Our Driver's Option Plan† offers the best of both worlds.
With Driver's Option (available in most states†) you choose how long you want your vw, pay your scheduled monthly payments, then you've got three options:
 | One: Pay off the balance of what the VW's worth and keep it. | | Two: Refinance the balance of the VW's worth. | | Three: Turn your VW into a dealer and walk away. |
(Some additional charges may apply, as stated in our Wear and Use Policy**.)
If this sounds interesting to you, one of our VW Credit consultants will be happy to tell you more about it.
Benefits of Driver's Option
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Benefits of Buying
 | Ownership | | Competitive rates | | Flexible terms | | No mileage restrictions | | No charges for excess wear |
Benefits of Leasing
| Lower monthly payments | | | (on average) | | Keep cash to spend or invest | | Flexible terms | | End of Term Options |
Benefits of Driver's Option
| Lower monthly payments | | | (on average) | | No security deposit | | No acquisition fee | | Three end-of-term options |
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